____ (36) change, although a natural phenomenon, is accelerated by human activities. Disaster policy response to climate change ____ (37) dependent on a number of factors, ____ (38) as readiness to accept the reality _____ (39) climate change, institutions and capacity, as _____(40) as willingness to embed climate change risk assessment and management in development strategies. These conditions do not yet exist universally. A focus that neglects _____ (41) enhance capacity-building and resilience as a prerequisite _____ (42) managing climate change risks will, in all likelihood, do little to reduce vulnerability to those risks. Reducing vulnerability _____ (43) a key aspect of reducing climate change risk. _____ (44) do so requires a new approach to climate change risk and a change in institutional structures and relationships. A focus on development that neglects to enhance governance and resilience as a prerequisite for managing climate change risks will, in all likelihood, _____(45) little to reduce vulnerability to those risks.